Indonesian Economic Review
type: channel
description: Journal Description: The Indonesia Economic Review publishes original research papers on the economy of Indonesia, and its relation to the world economy. The journal seeks to meet the growing need for comprehensive and scientific study of the development process and Performance of Indonesian economy. Manuscripts are invited and subjected to double blind review. Since April 2020, the Ministry of Education, Culture, Research, and Technology of the Republic of Indonesia has awarded The Indonesia Economic Review as one of the reference publications (accredited Sinta 5) based on the Decree of the Director General of Higher Education, Research, and Technology No. 177/E/KPT/2024 concerning the Accreditation Ranking of Scientific Journals Period II of 2024. This official recognition is valid until Volume 6 Number 2 of 2026. Publication Frequency: Indonesian Economic Review published twice a year on February and August
publisher: Cahaya Abadi Publisher
language: en
publication name: Indonesian Economic Review
issn: 2774-8073
copyright: journal is licensed under a Creative Commons Attribution-Non-commercial-No Derivatives 4.0 International License. This license allows authors to copy and redistribute the material in any or medium format. The journal allows the author(s) to hold the copyright without restrictions and will retain publishing rights without restrictions.
items: Analysis of Sharia Hotel Tourism Performance Factors in the Seribu Islands, DKI Jakarta in 2024
items: The Influence of ShopeePay and Cashback Promotions on Consumptive Behavior Students of the State Islamic University Sulthan Thaha Saifuddin Jambi
items: The Role of the Manufacturing Industry in the Economy of West Java Province : An Input-Output Analysis Approach
items: The Influence of Price Perception, Store Atmosphere, and Location on Purchasing Decisions at Alfar Banyudono Grocery Store
items: https://iconev.org/index.php/ier/article/view/68
items: Sharia Stock Returns of Infrastructure Companies Listed on the Indonesia Sharia Stock Index
items: Legal Implications of Civil and Criminal Law on Investment Fraud Under the Guise of Online Business
items: Leadership in Startup Ecosystems and Unicorns: How Successful Startup Leaders Develop a Culture of Innovation and Exponential Growth
items: Immigration Policy Challenges and Opportunities in Facing Illegal Migration
items: Dynamics of Immigration Policy in Facing Global Mobility
items: Leadership in Smart Cities & Urban Innovation: The Role of Leadership in Creating a Smart City Based on Technology and Sustainability
items: Exploring The Link Between Counterproductive Work Behavior and Job Performance : Narrative Review
items: Analysis Of The Effect Of Economic Growth and Capital Expenditures On Regional Financial Independence In Provinces On The Island Of Java
items: The Influence Of Brand Trust, Product Quality, and Consumer Satisfaction On Product Purchasing Decisions Sunscreen Wardah Based On an Islamic Business Perspective
items: Business Management Strategies to Enhance MSME Competitiveness
items: Internet Banking Service Quality on Customer Satisfaction Levels PT Bank Mandiri (Persero) Tbk Medan Petisah Branch Office
items: The Impact of Digital Transformation on Corporate Financial Investments: A Literature Review
items: Volatility Management in Multifactor Portfolios: A Literature Review on Risk-Return Dynamics and Strategic Investment Implications
items: The Impact Of Tax Reforms On Stock Market Efficiency
items: Corporate Governance in Acquisitions : Opportunities and Challenges
items: Cloud-Based E-Learning : Technology Suitability Analysis and Institutional Support
items: The Synergy of Artificial Intelligence and Digital Innovation Hubs in Driving Digital Innovation For MSMES
items: Modernization of Audit Process: Utilization of Technology on Evaluation of Audit Evidence
items: Nexus Between Monetary Instruments and Bank Credit Distribution: Evidence from ASEAN Countries
items: Financial Technology, Transaction Efficiency and Financial Satisfaction: The Mediating Role of Financial Achievement
items: Zakah as Intervening Variable in Enhancing Sharia Bank in Indonesia
items: Predicting Islamic Banks Performance During the Covid-19 Pandemic through CAMEL Ratio Strategy
items: The Effect of Sharia Monetary Transmission on Murabahah Financing in Sharia Banks in Indonesia
items: Opportunities and Challenges of Poverty Alleviation and Independence of The Kubu Tribe Community in Merangin Regency
items: Implementation of Financial Technology to Increase Interest of Saving the Millennial Generation of Sharia

Analysis of Sharia Hotel Tourism Performance Factors in the Seribu Islands, DKI Jakarta in 2024
type: item
description: Sharia tourism has become one of Indonesia’s leading sectors contributing significantly to national foreign exchange earnings. In line with this development, the hospitality industry plays a strategic role in realizing competitive and sustainable sharia-based tourism. This study aims to analyze the determinants that influence the performance of sharia hotel tourism in Indonesia. A quantitative research approach was employed, utilizing Partial Least Squares (PLS) as the main analytical tool to test the proposed model and hypotheses. The findings indicate that the performance of sharia hotel tourism can be assessed through several key indicators, including employment absorption, improvement of community economic welfare, as well as environmental and socio-cultural sustainability. Furthermore, empirical evidence reveals that the performance of sharia hotel tourism is significantly affected by various factors such as environmental conditions, quality of services, governance systems, accessibility, infrastructure, facilities, and regulatory frameworks. Among these, regulatory factors demonstrate strong linkages with aspects of location, capital, and promotional efforts, which collectively determine the competitiveness and attractiveness of sharia-compliant hotels. The study emphasizes the importance of comprehensive governance and policy support in strengthening sharia tourism performance. Hence, effective collaboration among stakeholders, including government, hotel managers, and local communities, is crucial to enhance Indonesia’s position as a global center for sharia tourism.
subject: Articles
  topic: section
subject: Community Economy
  topic: keywords
subject: Governance
  topic: keywords
subject: Hospitality
  topic: keywords
subject: Sharia Tourism
  topic: keywords
subject: Socio-Culture.
  topic: keywords
creator: Lukman Lukman
creator: Hepi Prayudiawan
creator: Suhendra Suhendra
creator: Bahrul Yaman
creator: Awani Ceria Luksita
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-28
publication date: 2025-02-28
starting page: 106
ending page: 132
doi: 10.53787/iconev.v5i1.73

The Influence of ShopeePay and Cashback Promotions on Consumptive Behavior Students of the State Islamic University Sulthan Thaha Saifuddin Jambi
type: item
description: This study investigates the influence of ShopeePay usage and cashback promotions on the consumptive behavior of university students. The research is motivated by the increasing popularity of digital payment systems and promotional strategies that encourage impulsive buying among young consumers. Using a quantitative research design, the study employs multiple regression analysis both partially and simultaneously to examine the relationship between ShopeePay, cashback promotions, and consumer behavior. The findings reveal that ShopeePay has a significant impact on students’ consumptive behavior; the easier and more convenient the transaction process, the higher the tendency of students to make purchases, including impulsive ones. Similarly, cashback promotions significantly affect students’ spending behavior, as attractive and transparent cashback offers motivate them to shop more frequently, even for non-essential products. When tested simultaneously, both ShopeePay usage and cashback promotions show a significant combined effect on consumptive behavior. These results indicate that the convenience of digital payment methods and the appeal of promotional incentives play a crucial role in shaping consumer tendencies that are emotional, impulsive, and lifestyle-driven. The implications of this study highlight the need for increased financial literacy and awareness among students to foster more rational and responsible consumption patterns in the digital era.
subject: Articles
  topic: section
subject: Cashback Promotions
  topic: keywords
subject: Consumptive Behavior
  topic: keywords
subject: Digital Payment
  topic: keywords
subject: Impulsive Buying
  topic: keywords
subject: Shopeepay
  topic: keywords
creator: Nurhaliza Nurhaliza
creator: Arsa Arsa
creator: Firman Syah Noor
creator: Adang Ridwan
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-10-28
publication date: 2025-10-28
starting page: 67
ending page: 84
doi: 10.53787/iconev.v5i2.72

The Role of the Manufacturing Industry in the Economy of West Java Province : An Input-Output Analysis Approach
type: item
description: The West Java government is directing the development of an industrial-based economy. This study analyzes the relationship between the manufacturing industry sector and other economic sectors, identifying the multiplier effect and leading sectors in the manufacturing industry to be developed in West Java. This study is a quantitative descriptive study using the input-output analysis method in 2016. The results of the study indicate that the manufacturing industry sector can encourage the construction sector as its downstream sector and attract the wholesale and agricultural sectors as its upstream sectors. When viewed from the multiplier effect side, the manufacturing industry sector has not been able to become a sector with the highest income multiplier value and workforce multiplier in West Java. The manufacturing industry sub-sectors that are key sectors in the economy of West Java Province are the Textile and Apparel Industry; Metal Goods, Computers, Electronic Goods, Optics and Electrical Equipment Industry; Transportation Equipment Industry; Chemical, Pharmaceutical and Traditional Medicine Industry Sub-sector; Machinery and Equipment Industry (YTDL).
subject: Articles
  topic: section
subject: Input-Output Analysis
  topic: keywords
subject: Key Sectors
  topic: keywords
subject: Linkage Analysis
  topic: keywords
subject: Manufacturing Industry
  topic: keywords
subject: West Java
  topic: keywords
creator: Lukman Lukman
creator: Princess Nurjanah
creator: Awani Ceria Luksita
creator: Hepi Prayudiawan
creator: Suhendra Suhendra
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-08-31
publication date: 2025-08-31
starting page: 52
ending page: 66
doi: 10.53787/iconev.v5i2.71

The Influence of Price Perception, Store Atmosphere, and Location on Purchasing Decisions at Alfar Banyudono Grocery Store
type: item
description: Technological and industrial developments have significantly impacted people's lives, particularly in the business world. The digitalization of services and the introduction of innovative solutions have facilitated faster and more efficient business growth, particularly in grocery stores. This study aims to explore the influence of price perception, store atmosphere, and location on purchasing decisions at Alfar Grocery Store. The study involved a total of 100 respondents, who are consumers of Alfar Grocery Store, with data collected using a non-probability sampling technique. The research method used is multiple linear regression analysis with quantitative research. The results show that price perception, store atmosphere, and location significantly influence purchasing decisions at Alfar Grocery Store. These three variables play a major role in shaping consumer decisions when shopping at the store. Based on these findings, the study provides recommendations for improving the shopping experience, such as enhancing the store's atmosphere to make it more comfortable for customers, providing updated price catalogs periodically to help buyers plan their purchases, and expanding parking facilities to ensure customer satisfaction with the store's location. Overall, this study emphasizes the importance of these factors in influencing consumer behavior and suggests that grocery stores, particularly Alfar Grocery Store, can improve sales and customer loyalty by addressing these key elements effectively.
subject: Articles
  topic: section
subject: Grocery Store
  topic: keywords
subject: Location
  topic: keywords
subject: Price Perception
  topic: keywords
subject: Purchasing Decision
  topic: keywords
subject: Store Atmosphere
  topic: keywords
creator: Setiana Kusuma
creator: Heni Susilowati
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-08-30
publication date: 2025-08-30
starting page: 39
ending page: 51
doi: 10.53787/iconev.v5i2.70

https://iconev.org/index.php/ier/article/view/68
type: item
title: The Influence of Distribution, Utilization of Zakat, Infaq, and Sadaqah (ZIS), and Religiosity on the Behavior of Mustahiq and Transparency as an Intervening Variable in Zakat Management Institutions in Tulungagung Regency
description: This research was motivated by the many problems regarding transparency, service and religiosity that occurred in the National Zakat Agency Tulungagung Regency, such as the management of the Tulungagung National Zakat Agency experienced a vacuum in management and in conducting its audits it was not consistent every quarter but only at the end of each year. This study uses a quantitative approach. The type of research used in this study is associative research. The data collection technique used in this study uses a questionnaire. The population in this study were all Mustahiq at the Tulungagung Zakat Collection Institution, totaling 2166 Mustahiq. Based on the determination of the number of Isaac and Michael samples from a population of 2166, the research sample was 241 respondents, but due to reasons of the suitability of filling out the complete questionnaire, 185 respondents filled out the questionnaire, so that in this study the sample taken was 185 respondents. So the sample in this study was 185 Mustahiq. The results of the study indicate that there is a significant influence of the distribution of Zakat, Infaq and Alms Funds on the behavior of Mustahiq at the Zakat Amil Institution in Tulungagung Regency; There is a significant influence of the utilization of Zakat, Infaq and Alms Funds on the behavior of Mustahiq at the Amil Zakat Institution in Tulungagung Regency; There is a significant influence of religiosity on the behavior of Mustahiq at the Amil Zakat Institution in Tulungagung Regency; There is a significant influence of transparency on the behavior of Mustahiq at the Amil Zakat Institution in Tulungagung Regency; There is no significant influence of the distribution of Zakat, Infaq and Alms Funds on the behavior of Mustahiq through transparency at the Amil Zakat Institution in Tulungagung Regency; There is an influence of the utilization of Zakat, Infaq and Alms Funds on the behavior of Mustahiq through transparency at the Amil Zakat Institution in …
subject: Articles
  topic: section
subject: Amil
  topic: keywords
subject: Mustahiq
  topic: keywords
subject: Transparency
  topic: keywords
subject: Zakat Management
  topic: keywords
creator: Agung Budiman
creator: Akhyak Akhyak
creator: Binti Nur Asiyah
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-08-11
publication date: 2025-08-11
starting page: 14
ending page: 31
doi: 10.53787/iconev.v5i2.68

Sharia Stock Returns of Infrastructure Companies Listed on the Indonesia Sharia Stock Index
type: item
description: The development of the Islamic capital market in Indonesia shows a positive trend, supported by an increase in market capitalization and investor confidence in Islamic stock indices such as ISSI. On the other hand, the infrastructure sector has also experienced significant growth as reflected in the increase in the JKINFRA index stock price in recent years. Stock returns as a return on investment are the main concern of investors in assessing a company's performance. This study aims to test the effect of return on equity, current ratio, and debt to equity ratio on stock returns, and to determine whether company size can moderate the relationship between these variables on stock returns. The research method used is quantitative with a multiple linear regression approach and Moderated Regression Analysis (MRA) analysis. The data used are secondary data from the company's financial statements for the period 2020–2023. The results of this study indicate that return on equity and current ratio partially do not have a significant effect on stock returns. Meanwhile, debt to equity ratio has a negative and significant effect on stock returns. Simultaneously, there is an influence between return on equity, current ratio, and debt to equity ratio on stock returns. Company size can strengthen the relationship between return on equity, current ratio, and debt to equity ratio on stock returns.
subject: Articles
  topic: section
subject: Current Ratio
  topic: keywords
subject: Company Size
  topic: keywords
subject: Debt To Equity Ratio
  topic: keywords
subject: Return On Equity
  topic: keywords
subject: Stocks Return
  topic: keywords
creator: Azizurrahman Nashrullah
creator: Agus Eko Sujianto
creator: Rokhmat Subagiyo
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-08-11
publication date: 2025-08-11
starting page: 01
ending page: 13
doi: 10.53787/iconev.v5i2.64

Legal Implications of Civil and Criminal Law on Investment Fraud Under the Guise of Online Business
type: item
description: The development of digital technology has opened new opportunities in online platform-based investments, but it has also increased the risk of fraud disguised as legal businesses. The prevalence of online investment fraud in Indonesia shows that national laws have not fully been able to respond to the complexity of increasingly sophisticated and cross-border digital crimes. This study aims to examine the legal implications, both civil and criminal, of online investment fraud practices and to propose an integrative and adaptive legal approach. The method used is Systematic Literature Review (SLR), by reviewing scientific articles, regulations, and relevant court decisions from 2014 to 2024, based on the PRISMA stages. Research findings indicate that perpetrators employ various modalities such as Ponzi schemes, illegal MLM, and cryptocurrency manipulation, targeting communities with low legal literacy. From the civil perspective, challenges arise regarding the validity of digital contracts and the execution of compensation, while from the criminal perspective, proving elements of fraud and tracking down offenders poses significant challenges. Additionally, the dualism of legal approaches weakens and makes victim protection ineffective. This study concludes that civil and criminal law must synergize through regulatory reform, strengthening institutions, and enhancing public legal literacy to ensure justice and security in digital investment. Legal reforms based on inter-institutional collaboration and responsive to digital dynamics are key to breaking the cycle of fraud that undermines public trust in the national legal and economic system.
subject: Articles
  topic: section
subject: Investment Fraud
  topic: keywords
subject: Digital Law
  topic: keywords
subject: Civil Law
  topic: keywords
subject: Criminal Law
  topic: keywords
subject: Victim Protection
  topic: keywords
creator: Moh. Ja’far Sodiq Maksum
rights: Copyright (c) 2024 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2024-02-28
publication date: 2024-02-28
starting page: 29
ending page: 42
doi: 10.53787/iconev.v4i1.53

Leadership in Startup Ecosystems and Unicorns: How Successful Startup Leaders Develop a Culture of Innovation and Exponential Growth
type: item
description: This research investigates the role of leadership in building a culture of innovation and driving rapid growth in startups and unicorn companies. The main objective of this research is to identify the principles of effective leadership as well as the challenges faced in creating a culture of innovation. The methodology used was a case study with a qualitative approach, which included literature analysis and in-depth interviews with leaders from various sectors. The research findings show that successful leaders in startups tend to create an environment that supports experimentation, integrate technology in the work process, and apply collaborative and inclusive leadership principles. In addition, a deep understanding of market dynamics is also an important factor in formulating innovative strategies. Key challenges faced include resistance to change, managing diverse teams, and pressure to adapt to rapid market changes. The article concludes that effective leadership, supported by good communication, adaptability, and collaboration, is a key element in achieving exponential growth and corporate sustainability. Therefore, it is important for organizations to provide training and development for leaders to enhance their skills, thereby creating a more innovative and productive work culture.
subject: Articles
  topic: section
subject: Eksponential Growth
  topic: keywords
subject: Innovation Culture
  topic: keywords
subject: Leadership Startup
  topic: keywords
creator: Salsabilah Al Fitri
creator: Jessica Fernanda Audrelya
creator: Alfi Manzilatur Rohmah
creator: Mochammad Isa Anshori
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-28
publication date: 2025-02-28
starting page: 96
ending page: 105
doi: 10.53787/iconev.v5i1.52

Immigration Policy Challenges and Opportunities in Facing Illegal Migration
type: item
description: Illegal migration is a global phenomenon that continues to be of concern to various countries because of its impact on social stability, the economy and national security. Immigration policy has an important role in managing illegal migration flows through various strategies, including border control, international cooperation, and the use of technology. However, policies that are too restrictive can cause negative impacts, such as increased human trafficking and exploitation of migrant workers. On the other hand, illegal migration also provides economic opportunities, such as meeting labor needs and increasing remittances for the country of origin. This research uses a qualitative approach with descriptive-analytical methods. Data was collected through a literature study which included analysis of immigration policy documents, reports from related institutions, as well as previous research on illegal migration. In addition, semi-structured interviews were conducted with various stakeholders, such as immigration officials, academics and international organizations working in the field of migration. The data analysis technique used is content analysis, which allows identifying patterns, trends and policy implications for the effectiveness of managing illegal migration. The research results show that effective immigration policies must balance law enforcement, protection of human rights, and the use of digital technology to improve immigration monitoring and services. With a comprehensive and adaptive approach, immigration policy can become a more effective instrument in facing the challenge of illegal migration in a sustainable manner.
subject: Articles
  topic: section
subject: Border Control
  topic: keywords
subject: Human Rights
  topic: keywords
subject: Immigration Policy
  topic: keywords
subject: Immigration Technology
  topic: keywords
subject: Illegal Migration
  topic: keywords
creator: Daffa Raihan Arya Mas'adi
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-28
publication date: 2025-02-28
starting page: 85
ending page: 95
doi: 10.53787/iconev.v5i1.51

Dynamics of Immigration Policy in Facing Global Mobility
type: item
description: Increasing global mobility due to globalization requires every country to have an adaptive and responsive immigration policy. Immigration policy plays a role in balancing national interests, security and openness to global dynamics. This study aims to analyze the dynamics of immigration policies in various countries in dealing with international migration flows and identify the challenges and implications of these policies on social, economic and political aspects. This research uses a qualitative approach with descriptive-analytical methods. Data was collected through a literature study which included analysis of immigration policy documents, international regulations, official government reports and related academic journals. Data analysis techniques are carried out by reducing data, presenting data, and drawing conclusions inductively to identify policy patterns implemented in various countries. In addition, this research applies source triangulation techniques to increase data validity by comparing various references from academic studies, government policies, and reports from international organizations such as IOM and UNHCR. The research results show that immigration policy continues to develop following global geopolitical, economic and social changes. Countries face a dilemma in balancing security aspects with openness to migrant workers and refugees. Some countries apply a selective, skills-based approach, while others focus more on protection and humanitarian aspects. This study emphasizes the importance of immigration policies that are flexible, evidence-based, and prioritize a balance between strict regulations and ease of mobility to support national stability and international cooperation.
subject: Articles
  topic: section
subject: Global Mobility
  topic: keywords
subject: Immigration Policy
  topic: keywords
subject: International Cooperation
  topic: keywords
subject: International Migration
  topic: keywords
subject: National Security
  topic: keywords
subject: Policy Studies
  topic: keywords
creator: Daffa Raihan Arya Mas'adi
rights: Copyright (c) 2024 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2024-09-30
publication date: 2024-09-30
starting page: 59
ending page: 68
doi: 10.53787/iconev.v4i2.50

Leadership in Smart Cities & Urban Innovation: The Role of Leadership in Creating a Smart City Based on Technology and Sustainability
type: item
description: Leadership role in realizing a sustainable and technology-based smart city. The smart city concept emphasizes the integration of information and communication technology (ICT) to improve efficiency, quality of life and sustainability in the urban environment. This study uses a literature study method by analyzing various academic and policy sources related to the implementation of smart cities in Indonesia. The research results show that transformational leadership has a crucial role in driving the success of smart cities, especially in the aspects of sustainability and human resource development. However, smart city implementation faces various challenges, such as resistance to change, limited resources, as well as data privacy and cybersecurity issues. To overcome these obstacles, effective collaboration between government, the private sector and society is very necessary. In addition, innovative and participative leadership strategies have been proven to increase the effectiveness of smart city implementation. With the right approach, smart cities can have a positive impact on the regional economy and improve the quality of public services.
subject: Articles
  topic: section
subject: Digital Transformation
  topic: keywords
subject: Government Collaboration
  topic: keywords
subject: Information Technology
  topic: keywords
subject: Leadership
  topic: keywords
subject: Smart City
  topic: keywords
subject: Sustainability
  topic: keywords
creator: Anastasia br Surbakti
creator: Umroatus Soleha
creator: Vina Rohmatul Ummah
creator: Mochammad Isa Anshori
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-28
publication date: 2025-02-28
starting page: 67
ending page: 77
doi: 10.53787/iconev.v5i1.49

Exploring The Link Between Counterproductive Work Behavior and Job Performance : Narrative Review
type: item
description: Counterproductive Work Behavior (CWB) has been widely recognized as a major challenge affecting job performance in organizations. This study provides a narrative review of existing literature to analyze the impact of CWB on different dimensions of job performance, including task performance, contextual performance, and adaptive performance. By synthesizing findings from various studies, this review identifies key factors influencing the relationship between CWB and job performance, such as organizational culture, leadership styles, and workplace justice. Additionally, the study highlights gaps in the literature and suggests future research directions to better understand and mitigate the negative effects of CWB.
subject: Articles
  topic: section
subject: Counterproductive Work Behavior
  topic: keywords
subject: Job Performance
  topic: keywords
subject: Organizational Culture
  topic: keywords
subject: Systematic Review
  topic: keywords
subject: Workplace Behavior
  topic: keywords
creator: Purwatiningsih Purwatiningsih
creator: Alan Budi Kusuma
creator: Frida Aprillia
creator: Dhuha Safria
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-08-20
publication date: 2025-08-20
starting page: 32
ending page: 38
doi: 10.53787/iconev.v5i1.48

Analysis Of The Effect Of Economic Growth and Capital Expenditures On Regional Financial Independence In Provinces On The Island Of Java
type: item
description: Regional autonomy gives regional governments the authority to manage finances independently, including in terms of fiscal decentralization. Over the last decade, Regional Original Income (PAD) in Indonesia has increased by 100%. However, to measure whether this increase is sufficient for regional needs, the Regional Financial Independence Ratio (RKKD) is calculated. This research aims to analyze the influence of economic growth and capital expenditure on regional financial independence in the provinces of Java Island during the 2013–2023 period. The method used is multiple linear regression analysis with panel data from six provinces on the island of Java. The research results show that partially, economic growth has a positive and significant effect on regional financial independence. However, capital expenditure does not have a significant effect. Simultaneously, economic growth and capital expenditure have a significant effect on regional financial independence. These findings indicate that increasing economic growth can strengthen regional fiscal independence, especially through optimizing taxes and levies. However, the effectiveness of capital expenditure still needs to be improved to better support regional independence. The government is expected to focus more on increasing regional revenues through more effective tax collection strategies and more productive allocation of capital expenditure. In addition, fiscal policy should consider differences in economic potential between regions so that the distribution of transfer funds is more targeted.
subject: Articles
  topic: section
subject: Capital Expenditure
  topic: keywords
subject: Economic Growth
  topic: keywords
subject: Regional Independence Level
  topic: keywords
subject: Regional Original Income
  topic: keywords
creator: Azzahra Mayraina
creator: Nurul Badriyah
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-28
publication date: 2025-02-28
starting page: 53
ending page: 66
doi: 10.53787/iconev.v5i1.47

The Influence Of Brand Trust, Product Quality, and Consumer Satisfaction On Product Purchasing Decisions Sunscreen Wardah Based On an Islamic Business Perspective
type: item
description: The purchasing decision is the process carried out by individuals, groups, or organizations in selecting and purchasing products or services that they believe will fulfill their needs and desires. This process involves considering various factors, including price, brand trust, product quality, and satisfaction gained from the product or service. The higher the level of consumer trust in the brand, the quality of the product offered, and the level of consumer satisfaction, the greater the impact on the purchasing decision. This study aims to determine the influence of brand trust, product quality, and consumer satisfaction on Wardah sunscreen products from the perspective of Islamic business. The research methodology used is a descriptive quantitative method. The population in this study consists of Wardah sunscreen users from the 2021 batch of UIN Raden Intan Lampung, with a sample size of 98 respondents. The data analysis method used includes validity testing, reliability testing, hypothesis testing, and the coefficient of determination (R²). The results of the study show that: brand trust has a positive and significant effect on the purchasing decision of Wardah sunscreen products with a t-statistic value of 2,524 > 1,98 and a p-value of 0,012 < 0,05. Conversely, product quality does not have a positive and significant effect on the purchasing decision of Wardah sunscreen products, with a t-statistic value of 0,21 < 1,98 and a p-value of 0.817 > 0,05 and consumer satisfaction has a positive and significant effect on the purchasing decision of Wardah sunscreen products, with a t-statistic value of 8,705 > 1,98 and a p-value of 0.000 < 0,05.
subject: Articles
  topic: section
subject: Brand Trust
  topic: keywords
subject: Buying Decision
  topic: keywords
subject: Consumer Satisfaction
  topic: keywords
subject: Product Quality
  topic: keywords
creator: Khofifah Mahdalena
creator: Zulaikah Zulaikah
creator: Yeni Susanti
rights: Copyright (c) 2021 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-28
publication date: 2025-02-28
starting page: 32
ending page: 52
doi: 10.53787/iconev.v3i1.46

Business Management Strategies to Enhance MSME Competitiveness
type: item
description: This study aims to analyze the business management strategies employed by Micro, Small, and Medium Enterprises (MSMEs) in Pungpungan Village, Bojonegoro, with the goal of enhancing their competitiveness in the market. Utilizing a qualitative research approach, the study investigates the key factors influencing the success of local MSMEs and the challenges they face in a competitive market environment. Data was gathered through in-depth interviews with MSME owners, direct field observations, and document analysis, which focused on local government policies for MSME development. The results show that effective business management strategies adopted by successful MSMEs include product innovation, the use of digital marketing platforms, and the enhancement of human resource capacity through training and mentorship programs. Additionally, support from local governments and business communities has been identified as a vital factor in improving MSMEs’ access to capital and wider markets. Despite these positive strategies, the study also highlights significant challenges such as technological constraints, low levels of financial literacy, and difficulties in establishing a broad distribution network. These obstacles hinder the optimal growth and competitiveness of MSMEs. The research concludes that collaboration among government, academic institutions, and business actors is essential in creating a supportive ecosystem that ensures the sustainable growth of MSMEs. The findings of this study offer valuable insights for policymakers and can serve as a reference for formulating strategic policies aimed at enhancing the development of MSMEs, especially in rural areas.
subject: Articles
  topic: section
subject: Business Management Strategies
  topic: keywords
subject: Competitiveness
  topic: keywords
subject: Digital Marketing
  topic: keywords
subject: MSMEs
  topic: keywords
subject: Product Innovation
  topic: keywords
creator: Auliyaur Rokhim
creator: Muh Ibnu sholeh
rights: Copyright (c) 2024 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2024-08-31
publication date: 2024-08-31
starting page: 40
ending page: 58
doi: 10.53787/iconev.v4i2.45

Internet Banking Service Quality on Customer Satisfaction Levels PT Bank Mandiri (Persero) Tbk Medan Petisah Branch Office
type: item
description: The research entitled “The Effect of Internet Banking Service Quality on Customer Satisfaction of PT. Bank Mandiri (Persero) Tbk KCP Medan Petisah". This study aims to determine whether the quality of Internet Banking services affects the level of customer satisfaction at PT Bank Mandiri (Persero) Tbk KCP Medan Petisah. The data collection technique in this study was through a questionnaire. Data processing methods: Descriptive Analysis, Simple Linear Regression, Correlation Coefficient, and Coefficient of Determination. Based on the results of the regression equation y=0.52 – 0.88x, the Correlation Coefficient value of 0.68 means that the relationship between Internet Banking service quality and customer satisfaction is in the strong category, and the results of the calculation of the Coefficient of Determination; that 46.24% of customer satisfaction is influenced by the Analysis of Internet Banking Services and 53.76% is more influenced by other factors not examined by the author
subject: Articles
  topic: section
subject: Internet
  topic: keywords
subject: Banking
  topic: keywords
subject: Service
  topic: keywords
subject: Quality
  topic: keywords
subject: Customer
  topic: keywords
creator: Bertha Nerphy Siahaan
rights: Copyright (c) 2024 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2024-12-30
publication date: 2024-12-30
starting page: 27
ending page: 39
doi: 10.53787/iconev.v4i2.42

The Impact of Digital Transformation on Corporate Financial Investments: A Literature Review
type: item
description: This study investigates the influence of digital transformation on corporate financial investments using a qualitative literature review approach. Digital transformation significantly affects investment decision-making, capital allocation, and operational efficiency. The integration of findings from previous research reveals that digital technologies encourage companies to shift focus toward intangible assets such as information systems and data analytics. However, challenges like resource limitations and readiness for adoption persist. Furthermore, government policies and digital skill development are critical in facilitating this transition. The findings provide valuable insights for companies and policymakers to leverage digital technologies for enhancing efficiency and competitiveness in the digital era.
subject: Articles
  topic: section
subject: Digital Transformation
  topic: keywords
subject: Financial Investments
  topic: keywords
subject: Capital Allocation
  topic: keywords
subject: Intangible Assets
  topic: keywords
subject: Literature Review
  topic: keywords
creator: Muhammad Rizal
creator: Ruslaini Ruslaini
creator: Grace Yulianti
creator: Sri Utami Nurhasanah
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-27
publication date: 2025-02-27
starting page: 24
ending page: 31
doi: 10.53787/iconev.v5i1.41

Volatility Management in Multifactor Portfolios: A Literature Review on Risk-Return Dynamics and Strategic Investment Implications
type: item
description: This study aims to review the challenges faced in the risk-return relationship within multifactor portfolios, with a focus on the implications for market volatility management. Through a literature review, this research identifies various factors that influence volatility and how volatility management can enhance portfolio performance. The analysis reveals that while multifactor portfolios offer advantages in diversification and risk management, market volatility remains a key challenge in achieving a balance between risk and return. This study also uncovers that active volatility strategies outperform passive ones, but they require a deep understanding of market dynamics. The implications of this research provide insights for portfolio managers in designing investment strategies that are more adaptive to high market volatility.
subject: Articles
  topic: section
subject: multifactor portfolio
  topic: keywords
subject: volatility management
  topic: keywords
subject: risk and return
  topic: keywords
subject: market volatility
  topic: keywords
subject: investment strategy
  topic: keywords
creator: Ruslaini Ruslaini
creator: Muhammad Rizal
creator: Sri Utami Nurhasanah
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-27
publication date: 2025-02-27
starting page: 12
ending page: 23
doi: 10.53787/iconev.v5i1.40

The Impact Of Tax Reforms On Stock Market Efficiency
type: item
description: This study examines the impact of tax reforms on stock market efficiency, focusing on how policy changes influence liquidity, price dynamics, and information flow within financial markets. Using the Tax Cuts and Jobs Act (TCJA) of 2017 as a case study, this research explores how tax reductions affect corporate decision-making, trading behavior, and the efficiency of asset pricing. The findings suggest that while tax reforms can enhance short-term liquidity and improve transparency in stock pricing, they also introduce challenges such as increased market volatility and information asymmetry. These results underscore the importance of aligning tax policies with market stability goals to optimize investor confidence and overall market efficiency.
subject: Articles
  topic: section
subject: Tax reform
  topic: keywords
subject: stock market efficiency
  topic: keywords
subject: liquidity
  topic: keywords
subject: information asymmetry
  topic: keywords
subject: market volatility
  topic: keywords
creator: Yessica Amelia
creator: Ngadi Permana
creator: Sarah Fitriyani
rights: Copyright (c) 2025 Indonesian Economic Review https://creativecommons.org/licenses/by-sa/4.0
date: 2025-02-27
publication date: 2025-02-27
starting page: 01
ending page: 11
doi: 10.53787/iconev.v5i1.39

Corporate Governance in Acquisitions : Opportunities and Challenges
type: item
description: This study aims to analyze the role of acquisitions in corporate governance transfer, focusing on the impact of governance gaps between the acquiring and target companies before the acquisition. Through a qualitative literature review, this research identifies that the existing governance gaps can affect the success of post-acquisition integration and its impact on the long-term performance of the acquired company. Previous studies have shown that acquisitions can provide an opportunity to improve corporate governance practices; however, their success heavily depends on managing the governance differences between the two entities. Additionally, factors such as organizational culture, managerial readiness, and communication policies also play a significant role in facilitating effective governance transfer. The conclusion of this study is that although acquisitions can offer benefits in terms of governance transfer, managing governance gaps effectively is crucial to achieving optimal outcomes. This research contributes to the understanding of governance transfer dynamics in the context of acquisitions and provides insights for practitioners and policymakers involved in the corporate acquisition process.
subject: Articles
  topic: section
subject: Acquisitions
  topic: keywords
subject: Corporate Governance
  topic: keywords
subject: Governance Gaps
  topic: keywords
subject: Integration
  topic: keywords
subject: Long-term Performance
  topic: keywords
creator: Mohamad Chaidir
creator: Benardi Benardi
creator: Seger Santoso
rights: Copyright (c) 2024 Indonesian Economic Review
date: 2024-08-30
publication date: 2024-08-30
starting page: 15
ending page: 26
doi: 10.53787/iconev.v4i1.35

Cloud-Based E-Learning : Technology Suitability Analysis and Institutional Support
type: item
description: This study aims to explore the integration of the Expectation-Confirmation Model (ECM) and Task-Technology Fit (TTF) in understanding the sustainability of cloud-based e-learning in educational institutions. Using a qualitative literature review approach, this research examines relevant prior studies to analyze the relationship between task-technology fit, expectation confirmation, and users' continuance intention. The findings reveal that the alignment between e-learning technology features and users’ task needs significantly contributes to perceived usefulness and satisfaction, ultimately driving continuance intention. Additionally, external factors such as institutional support and system quality play crucial roles in sustaining usage. The integration of ECM and TTF provides a more comprehensive analytical framework to explain users' post-adoption behavior towards cloud-based e-learning.
subject: Articles
  topic: section
subject: Cloud-Based E-Learning
  topic: keywords
subject: Expectation-Confirmation Model (ECM)
  topic: keywords
subject: Task-Technology Fit (TTF)
  topic: keywords
subject: E-Learning Sustainability
  topic: keywords
subject: Task-Technology Alignment
  topic: keywords
creator: Eka Wahyu Kasih
creator: Grace Yulianti
creator: Benardi Benardi
rights: Copyright (c) 2024 Indonesian Economic Review
date: 2024-08-30
publication date: 2024-08-30
starting page: 01
ending page: 14
doi: 10.53787/iconev.v4i2.36

The Synergy of Artificial Intelligence and Digital Innovation Hubs in Driving Digital Innovation For MSMES
type: item
description: This study aims to explore the role of collaboration between artificial intelligence (AI) platforms and Digital Innovation Hubs (DIHs) in enhancing the digital transformation of SMEs. Digital transformation is key to ensuring the sustainability and competitiveness of SMEs in the digital age, yet many face challenges in adopting advanced technologies. Collaboration between AI and DIHs can offer solutions to overcome these barriers. AI platforms provide automation and data analytics capabilities, while DIHs offer technical support, training, and innovation facilities to assist SMEs in implementing technology. This study uses a qualitative literature review methodology to identify and analyze previous research related to this topic. The findings suggest that this collaboration can enhance productivity, operational efficiency, and market access for SMEs. However, challenges such as resource limitations, resistance to change, and digital readiness of SMEs are critical factors to consider in its implementation. This research provides valuable insights for policymakers, academics, and practitioners in designing strategies to accelerate the digital transformation of SMEs through collaboration between AI and DIHs.
subject: Articles
  topic: section
subject: Digital Transformation
  topic: keywords
subject: SMEs, Artificial Intelligence (AI)
  topic: keywords
subject: Digital Innovation Hubs (DIHs)
  topic: keywords
subject: Technology Collaboration
  topic: keywords
creator: Eka Wahyu Kasih
creator: Ngadi Permana
creator: Mohammad Chaidir
rights: Copyright (c) 2024 Indonesian Economic Review
date: 2024-02-28
publication date: 2024-02-28
starting page: 14
ending page: 28
doi: 10.53787/iconev.v4i1.37

Modernization of Audit Process: Utilization of Technology on Evaluation of Audit Evidence
type: item
description: This study aims to examine the impact of new technologies on audit evidence evaluation and the modernization of audit standards. With advancements in technology, particularly in artificial intelligence (AI), big data, and blockchain, the audit process has undergone significant changes in how evidence is collected, analyzed, and evaluated. These technologies enhance efficiency, accuracy, and transparency in audits, but also pose challenges in terms of auditor adaptation and the updating of audit standards. This literature review identifies that the use of AI and big data allows auditors to handle large volumes of data more quickly, while blockchain offers solutions to improve the security and integrity of audit evidence. Although the benefits are substantial, the implementation of new technologies requires regulatory updates, the development of auditors' technical skills, and adjustments to existing infrastructure. This study suggests the need for collaboration between auditors, regulators, and technology developers to ensure the appropriate and effective use of technology in auditing. The findings are expected to provide guidance for audit professionals and regulatory authorities in navigating the rapid changes in the auditing landscape.
subject: Articles
  topic: section
subject: New Technologies
  topic: keywords
subject: Audit Evidence Evaluation
  topic: keywords
subject: Artificial Intelligence (AI)
  topic: keywords
subject: Big Data Blockchain
  topic: keywords
creator: Ruslaini Ruslaini
creator: Ngadi Permana
creator: Yessica Amelia
rights: Copyright (c) 2024 Indonesian Economic Review
date: 2024-02-28
publication date: 2024-02-28
starting page: 01
ending page: 13
doi: 10.53787/iconev.v4i1.34

Nexus Between Monetary Instruments and Bank Credit Distribution: Evidence from ASEAN Countries
type: item
description: The aim of this study was to examine the relationship between monetary indicators and bank credit distribution, including inflation, interest rate, and exchange rate in seven ASEAN countries namely Brunei, Indonesia, Philippine, Malaysia, Singapore, Thailand, and Vietnam. This study applied a quantitative approach by engaging multiple regression analysis with panel data using cross-section data from 2012 to 2018. The data in this research was secondary data which gathered from the World Bank website. The findings of this study showed that inflation and interest rate had a negative influence on bank credit distribution, while the exchange rate had a positive effect on bank credit distribution. The study’s result also showed that variable inflation, interest rate, and the exchange rate had a simultaneous effect on bank credit distribution in seven ASEAN countries. These results suggest that for the policy makers in each ASEAN country should be able to consider a lending regulation.
subject: Articles
  topic: section
subject: Credit Distribution
  topic: keywords
subject: Exchange Rate
  topic: keywords
subject: Inflation rate
  topic: keywords
subject: Interest Rate
  topic: keywords
creator: Rani Septiani
creator: Dwi Wulandari
creator: Bagus Shandy Narmaditya
creator: Putra Hilmi Prayitno
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-01-19
publication date: 2021-01-19
starting page: 1
ending page: 7
doi: 10.53787/iconev.v2i1.1

Financial Technology, Transaction Efficiency and Financial Satisfaction: The Mediating Role of Financial Achievement
type: item
description: Financial technology has emerged as a powerful platform for financial activities and transactions. This study aims to investigate the role of financial technology in explaining financial satisfaction and transaction efficiency. This research also highlights the mediating role of financial achievement in its relation to financial technology, transaction efficiency, and financial satisfaction. This study adopted a quantitative study undergoing a path analysis. The research sample was approximately 250 students, which was determined purposively at the Islamic Economics Department of IAIN Tulungagung. The underlying rationale is that the course provided in the department focused on the micro and macroeconomics and the financial industry today. The findings of this study indicate that financial technology plays a crucial role in affecting transaction efficiency, financial achievement, and financial satisfaction. The study also confirms the act of financial achievement in mediating the relationship between financial technology and financial satisfaction as well as financial technology and transaction efficiency.
subject: Articles
  topic: section
subject: Credit Distribution
  topic: keywords
subject: Exchange Rate
  topic: keywords
subject: Inflation rate
  topic: keywords
subject: Interest Rate
  topic: keywords
subject: FinTech
  topic: keywords
subject: Transaction Efficiency
  topic: keywords
creator: Ariel Lisna Al Syahrani
creator: Agus Eko Sujianto
creator: Nur Aini Latifah
creator: Sulaiman Hasan Sulaiman
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-01-19
publication date: 2021-01-19
starting page: 8
ending page: 15
doi: 10.53787/iconev.v2i1.2

Zakah as Intervening Variable in Enhancing Sharia Bank in Indonesia
type: item
description: The purpose of this study aims to reveal confidence in Islamic financial institutions as an institution that operates based on sharia principles to provide public welfare with four disclosure indicators, namely Islamic corporate social responsibility, Islamic corporate governance, zakah funds, and financial performance. This study elaborated path analysis calculations to gain a deep understanding on the provided issues. The population in this study included data on the publication of annual financial reports on Islamic banks in Indonesia which are registered with the Financial Services Authority (OJK) with a total of 14 Islamic banks, while the samples were selected according to the provisions of the purposive sampling method. The findings of this study indicate that partially Islamic, corporate social responsibility, Islamic corporate governance, and zakah funds have a positive and significant effect on financial performance. Also, Islamic corporate social responsibility and Islamic corporate governance have a positive and significant effect on financial performance through zakah funds.
subject: Articles
  topic: section
subject: Islamic corporate social responsibility
  topic: keywords
subject: Islamic corporate governance
  topic: keywords
subject: zakah funds
  topic: keywords
subject: financial performance
  topic: keywords
creator: Fitri Andriyani
creator: Muniri Muniri
creator: Dede Nurohman
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-01-19
publication date: 2021-01-19
starting page: 16
ending page: 21
doi: 10.53787/iconev.v2i1.3

Predicting Islamic Banks Performance During the Covid-19 Pandemic through CAMEL Ratio Strategy
type: item
description: The Covid-19 pandemic, which has spread to almost all countries in the world, is currently causing the social and economic life of the community to shake so that it is thought to affect the financial performance of Islamic banks. This study aims to determine the financial performance of Islamic banks before and during a pandemic. The study was conducted by comparing financial reports with CAMEL analysis. The results of the study show that there is no significant difference between the financial performance of Islamic banks before and during the outbreak. Despite the global crisis due to the Covid-19 pandemic, the financial performance of Islamic banks has remained stable. This can be seen in the increase in financial ratios such as CAR and ROA, while the BOPO and NPF ratios tend to decrease, which indicates the efficiency of funds operated by the bank. Even though there was an increase in the amount of credit issued, the increase was still safe.
subject: Articles
  topic: section
subject: Capital Adequacy Ratio
  topic: keywords
subject: Non-Performing Financing
  topic: keywords
subject: Financing to Deposit Ratio
  topic: keywords
subject: Return on Asset
  topic: keywords
creator: Siti Fitriyah
creator: Happy Sista Devy
creator: Muhammad Aris Safii
creator: Norma Alias
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-01-19
publication date: 2021-01-19
starting page: 22
ending page: 29
doi: 10.53787/iconev.v2i1.4

The Effect of Sharia Monetary Transmission on Murabahah Financing in Sharia Banks in Indonesia
type: item
description: The purpose of the research is to examine the effect of sharia monetary transmission, incuding Bank Indonesia Sharia Certificate (SBIS), Bank Indonesia Sharia Deposit Facility (FASBIS), Third-Party Funds (DPK) on murabahah financing at Sharia banks in Indonesia in the short and long term. The research used a quantitative approach, while the data analysis technique used the error correction model test. The data used are monthly data from 2016-2019. The result of the research showed that, first, in the short-term equation SBIS has a negative and insignificant effect on murabahah financing in Sharia banks in Indonesia, while in the long-term equation SBIS has a positive and significant effect on murabahah financing in Sharia banks in Indonesia. Additionally, in the short term and long-term equation FASBIS has a positive and insignificant effect on murabahah financing in Sharia banks in Indonesia, Indeed, in the short term and long-term equation DPK has a positive and significant effect on murabahah financing in Sharia banks in Indonesia, and lastly, in the short term and long-term equation SBIS, FASBIS, and DPK simultaneously influence on murabahah financing in sharia banks in Indonesia.
subject: Articles
  topic: section
subject: Bank Indonesia Sharia Certificate
  topic: keywords
subject: Murabahah Financing
  topic: keywords
subject: Sharia Monetary Transmission
  topic: keywords
creator: Subekti Khoirun Nikmah
creator: Amalia Nuril Hidayati
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-01-19
publication date: 2021-01-19
starting page: 30
ending page: 38
doi: 10.53787/iconev.v2i1.5

Opportunities and Challenges of Poverty Alleviation and Independence of The Kubu Tribe Community in Merangin Regency
type: item
description: There are two main purposes of this study. First, this research aims to analyze the strengths, weaknesses, opportunities, and challenges of poverty alleviation and underdevelopment. Second, this paper analyzes the right strategies for poverty alleviation and underdevelopment of the Kubu Tribe. Data collection used questionnaires to respondents from the Kubu Tribe community groups. Data analysis used is SWOT analysis through a series of internal factor analysis strategy (IFAS) calculations, external factor analysis strategy (EFAS), and strategy factor analysis strategy (SFAS) by taking into account the weight and rating values. Which is then formulated into a Tows matrix table. The results of the SFAS strategy that are right for poverty alleviation and underdevelopment are the SO (strength opportunities) strategy which occupies the highest score of 3.557 which is in position I, with the Rapid Growth Strategy, increasing coaching activities, counseling, and providing appropriate skills training and maximizing all opportunities and stability. Growth Strategy, namely maintaining existing progress.
subject: Articles
  topic: section
subject: Strategıc management, Poverty Alleviation, Community Development, SWOT
  topic: keywords
creator: Lukman Lukman
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-02-26
publication date: 2021-02-26
starting page: 27
ending page: 39
doi: 10.53787/iconev.v3i1.6

Implementation of Financial Technology to Increase Interest of Saving the Millennial Generation of Sharia
type: item
description: This study aims to determine of how the implementation of Islamic finance increases the interest in saving the sharia millennial generation at the Hasyim Asy’ari Tebuireng University, Jombang in Indonesia. Financial technology is the latest breakthrough in modern Islamic financial technology that provides convenience for the public in terms of financial transactions. The method adopted in this research is descriptive quantitative method using data in the form of numbers which are then described. The results in this study indicate that the significant influence of the financial technology variable on the interest in saving Islamic millennial genesis. From the statements filled in by respondents, it shows that many respondents choose to agree (4) and strongly agree (5) from the statements which meaning that financial technology can increase the interest in saving the sharia millennial generation.
subject: Articles
  topic: section
subject: Financial technology, Interest of saving, Millennial generation, Peer to peer lending
  topic: keywords
creator: Peni Haryanti
creator: Athi’ Hidayati
creator: Iesyah Rodliyah
rights: Copyright (c) 2021 Indonesian Economic Review
date: 2021-02-28
publication date: 2021-02-28
starting page: 40
ending page: 45
doi: 10.53787/iconev.v3i1.7