Sheila Desita Mahardani and Harini Harini, “Perception of Ease, Trust, and Payment Risk on Interest in Using the Gopay E-Wallet Among Economics Education Students at Sebelas Maret University, Surakarta”, iconev, vol. 6, no. 1, pp. 01–23, Feb. 2026, doi: 10.53787/iconev.v6i1.78.